13F-HR 1 scc13f33113.txt 13F PERIOD ENDING 3.31.13 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F-HR Form 13F COVER PAGE Report for the Calendar Year of Quarter Ended: March 31, 2013 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.):[ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Second Curve Capital, LLC Address: 237 Park Ave 9th Floor New York, NY 10017 Form 13F File Number: 028-06413 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this submission. Person Signing this Report on Behalf of Reporting Manager: Name: Bradley Cymbol Title: Chief Financial Officer Phone: 646-563-7620 Signature, Place, and Date of Signing: Bradley Cymbol New York, NY May 14, 2013 Report Type (Check only one.): [X] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total:24 Form 13F Information Table Value Total: $ 390,911 (thousands) List of Other Included Managers: None FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED BANCORP INC COM 05969A105 38,705 2794586 SH SOLE 2794586 BOFI HOLDING INC COM 05566U108 688 19175 SH SOLE 19175 CAPITAL CITY BANK GROUP INC COM 139674105 6,187 500983 SH SOLE 500983 CITIGROUP INC COM 172967424 7,476 169000 SH SOLE 169000 EVERBANK FINANCIAL CORP COM 29977G102 16,428 1066735 SH SOLE 1066735 FIRST ACCEPTANCE CORP COM 318457108 1,091 807952 SH SOLE 807952 FIRST BANCORP PUERTO RICO COM 318672706 6,230 1000000 SH SOLE 1000000 FIRST OPPORTUNITY FUND INC COM 33587T108 81 10000 SH SOLE 10000 FIRST UNITED CORP COM 33741H107 1,549 186830 SH SOLE 186830 NEWSTAR FINANCIAL INC COM 65251F105 60,501 4573016 SH SOLE 4573016 OCWEN FINANCIAL CORP COM 675746309 758 20000 SH SOLE 20000 ORIENTAL FINANCIAL GROUP COM 336312202 27,298 1760000 SH SOLE 1760000 POPULAR INC COM 733174700 15,180 550000 SH SOLE 550000 PRIMUS GUARANTY LTD COM G72457107 37,020 3758335 SH SOLE 3758335 SEACOAST BANKING CORP INC COM 811707306 15,101 7225612 SH SOLE 7225612 SUFFOLK BANKCORP ORD COM 864739107 2,805 196983 SH SOLE 196983 SUN BANCORP INC COM 86663B102 15,274 4479228 SH SOLE 4479228 SYNOVUS FINANCIAL CORP COM 87161C105 32,325 11669744 SH SOLE 11669744 TAYLOR CAPITAL GROUP INC COM 876851106 15,342 959451 SH SOLE 959451 TREE COM INC COM 894675107 7,755 419437 SH SOLE 419437 UNITED COMMUNITY BANKS GA COM 90984P303 27,445 2420170 SH SOLE 2420170 BANK OF AMERICA CORP A WARRANTS *W EXP 01/16/201 060505146 51,072 8959953 SH SOLE 8959953 BANK OF AMERICA CORP B WARRANTS *W EXP 10/28/201 060505153 541 741000 SH SOLE 741000 ZIONS BANCORPORATION WARRANTS *W EXP 05/22/202 989701115 4,059 820000 SH SOLE 820000